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{"sheet":"Sheet1","index":0,"n_rows":45,"n_cols":16,"rows_kept":45,"merged":[[2,3,2,7],[2,9,2,11],[3,3,5,7],[3,9,4,11],[5,9,6,11],[6,3,8,7],[12,3,12,12],[16,3,16,4],[18,3,18,4],[20,3,20,4],[22,3,22,4],[23,3,23,4],[24,3,24,4],[25,3,25,4],[29,3,30,4],[29,7,29,8],[29,10,29,12],[30,10,30,11],[31,3,31,4],[32,3,34,4],[35,1,36,5]]}
[]
[]
[{"$nulls":3},"GET STARTED",{"$nulls":5},"NOTE"]
[{"$nulls":3},"Set your starting balance in cell D18. This is the amount of cash available at the beginning of the period. ",{"$nulls":5},"Only edit highlighted cells."]
[]
[{"$nulls":9},"Try not to alter cells that contain a formula. "]
[{"$nulls":3},"Then customize your categories and planned spending amounts in the 'Monthly Income' and 'Monthly Expenses' tables below."]
[]
[]
[]
[]
[]
[{"$nulls":3},"Monthly Budget"]
[]
[]
[{"$nulls":3},"Summary"]
[{"$nulls":3},"Starting balance:"]
[{"$nulls":3},{"v":1000,"d":"$1,000.00"}]
[{"$nulls":3},"Total monthly Income"]
[{"$nulls":3},{"$f":"SUM(Incomes[AMOUNT])","v":{"v":1500,"d":"$1,500.00"}}]
[{"$nulls":3},"Total monthly expenditure"]
[{"$nulls":3},{"$f":"SUM(Expenses[AMOUNT])","v":{"v":1380,"d":"$1,380.00"}}]
[{"$nulls":3},"Total monthly savings"]
[{"$nulls":3},{"$f":"D20-D22","v":{"v":120,"d":"$120.00"}}]
[{"$nulls":3},"End cash balance"]
[{"$nulls":3},{"$f":"D18+D20-D22","v":{"v":1120,"d":"$1,120.00"}}]
[]
[]
[]
[{"$nulls":3},{"$f":"IFERROR(D26/D18-1, \"\")","v":{"v":0.1200000000000001,"d":"12%"}},{"$nulls":3},"INCOME",null,null,"EXPENSES"]
[{"$nulls":7},"Total:",{"$f":"SUM(Incomes[AMOUNT])","v":{"v":1500,"d":"$1,500.00"}},null,"Total:",null,{"$f":"SUM(Expenses[AMOUNT])","v":{"v":1380,"d":"$1,380.00"}}]
[{"$nulls":3},{"$f":"IF(D30 < 0, \"Decrease in total savings\", \"Increase in total savings\")","v":"Increase in total savings"},{"$nulls":3},"ITEM","AMOUNT",null,"ITEM","DUE DATE","AMOUNT"]
[{"$nulls":3},{"$f":"IFERROR(D26-D18, 0)","v":{"v":120,"d":"$120.00"}},{"$nulls":3},"Salary",{"v":1500,"d":"$1,500.00"},null,"Rent/Mortgage","[Date]",{"v":1000,"d":"$1,000.00"}]
[{"$nulls":7},"Side Hustle",null,null,"Electric","[Date]",{"v":60,"d":"$60.00"}]
[{"$nulls":7},"Other",null,null,"Gas","[Date]",{"v":70,"d":"$70.00"},null,null," "]
[null,{"$f":"IF(D33<0, \"Spent this month\", \"Saved this month\")","v":"Saved this month"},{"$nulls":8},"Cell Phone","[Date]",{"$nulls":3}," "]
[{"$nulls":10},"Groceries","[Date]"]
[{"$nulls":10},"Car payment","[Date]",{"v":50,"d":"$50.00"}]
[{"$nulls":10},"Auto expenses","[Date]"]
[{"$nulls":10},"Student loans","[Date]"]
[{"$nulls":10},"Credit cards","[Date]"]
[{"$nulls":10},"Auto Insurance","[Date]",{"v":200,"d":"$200.00"}]
[{"$nulls":10},"Personal care","[Date]"]
[{"$nulls":10},"Entertainment","[Date]"]
[{"$nulls":10},"Miscellaneous","[Date]"]